Put your money to work with a Fair Wealth Building Account

Investing in your financial freedom just got easier with Fair’s high-yield Wealth Building Accounts.

  • Earn between 2% – 4% annually in dividends based on the amount invested.
  • Get started in 3 easy steps!

How it Works

Step One: Become a Fair member and set up a Wealth Building Account for just $6.99 a month or $69 per year. Learn about all the benefits of a Fair membership here.

Step Two: Fair puts your SIPC-insured Wealth Building Account balance to work through diversified investing in stable dividend-paying securities.

Step Three: Fair deposits dividends into your account every month based on your account balance. All you have to do is sit back and watch your account balance grow!

Ethical Wealth Building


Fair pays dividends, a form of profit-sharing based on assets generated from the investment of pooled funds. The Fair approach has “shared risk” for members and Fair.

For added peace of mind, all wealth building accounts are SIPC insured. Fair does not pass principal losses to members.

Investments That Make a 10x (or more) Difference

Whether saving for a rainy day or building generational wealth, we’re here for you–no matter where you start.

According to Nerd Wallet, high-yield savings accounts earn around 0.2% to 0.6% APY. In contrast, putting your money into a Fair Wealth Building Account can be 10 times higher. That means your investments grow faster. MUCH faster.

Wealth Building FAQ

“Interest is the income received from bonds, bank CDs, saving accounts, bank money market accounts or loans made as a lender. Dividends are paid to shareholders of stock as a portion of the company profits and all investment company distributions are classified as dividends.” (Sapling)

Fair Invest LLC puts your Wealth Building Account balance to work by investing in dividend-paying assets, passing along those returns to you.

The return on your wealth building account is based on your account balance, and it’s paid monthly (on the 7th of each month) based on the average daily balance for that month. The bigger balance and longer you keep the money in your account, the more you can expect to earn!

Fair Invest is a registered as an investment advisor with the Securities and Exchange Commission. Fair Invest is owned by Fair and is the entity making the investments for the wealth building accounts.

Wealth building accounts are protected by SIPC insurance for Fair Invest, LLC. SIPC insurance covers customer claims up to $500,000, with a maximum of $250,000 for cash claims. For details, see www.sipc.org.

Risk is mitigated and assumed by Fair Invest LLC, so members’ invested principal will not be impacted by such losses. For details, see https://bankwithfair.com/terms-conditions/  

Yes, you can. The money in the account is fully liquid. It can be moved or withdrawn for cash at any time.

Fair members earn dividends in their wealth building account based on their account balance–

  • Earn up to 2% in dividends annually when you invest $10,000 or less in the account.
  • Earn up to 3% in dividends annually when you invest between $10,000 and $25,000 in the account.
  • Earn up to 4% in dividends annually when you invest $25,000 or more in the account.

Earning is compounded, which means you earn dividends based on your initial balance and what you earn in the account. Account earnings are paid on the 7th of every month.

Fair does not charge members any additional or extra fees for the wealth building account. All Fair account features are included with the price of membership, which you can learn more about here.

Already a Fair member? Visit here.

New to Fair? Get started here.

Getting Started

You can create your Wealth Building Account within minutes!

If you are a current member, set up your Wealth Building Account here.

Otherwise, join Fair to get started today!